[CentOS] Self signed certs, openssl dovecot

So, at wits end. Have gone back to plain text for pop3.

I set up the ssl as per instructions but I always get a 'chain' error first time trying to receive mail with my mail client.

Comes down I believe to the need to get a CA for dovecot's pem files or I will always get an error.

Now I am thinking since I am self signing my own mail I should be able to make that intermediate crt file for dovecot....but have no idea the name or process for that one.

I am not gonna pay 30 dollars to get a signed cert for my own mail, nor do I want to keep getting that error when my mail client opens up.

So...anyone ever do a self signed cert with dovecot and went ssl pop3s? Millions of posts out there but no one has an answer.

bummed