John:
This is a script I use on all my machines. Feel free to hack as required.
#!/bin/bash
[snip]
cat /proc/meminfo | grep ^Swap: | awk 'BEGIN {n = 3; d = 4} {total = $2 / 1024 ; used = $3 / 1024; if((total * n) < (used * d )) { printf "Swap usage is over %d/%d\n", n, d}}'
Be careful, this will no longer work in CentOS 4 because the format of /proc/meminfo has changed.
Alfred