[Centos] VSFTPD / Apache

I have my web files in /var/www/html uploaded using vsftpd, everything is ok there all files in the directory /html appear fine, but when i try to access my folder http://66.196.225.55/mail I get the error below.

Notes: There is a valid index.html localed in that folder. /mail folder = drwxr-xr-x all files within /mail = -rw-r--r-- 66.196.225.55 is public addy for ip noted below

This is my 1st linux server & could use a bit of quality advise. I would appreciate greatly any assistance. -------------------- Forbidden You don't have permission to access /mail/ on this server.

Apache/2.0.46 (CentOS) Server at 172.17.2.8 Port 80

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THANK YOU, Beth Curotto